LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,336
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,964
−HK$1,654/mo
Today · 4.125%
HK$55,618
baseline
▲ 0.50% · 4.625%
HK$59,002
+HK$3,384/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,236/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,223
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,785
−HK$1,584/mo
Today · 4.125%
HK$61,369
baseline
▲ 0.50% · 4.625%
HK$64,604
+HK$3,235/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,738/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,803
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,757
−HK$1,985/mo
Today · 4.125%
HK$66,742
baseline
▲ 0.50% · 4.625%
HK$70,803
+HK$4,061/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,484/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,868
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,742
−HK$1,901/mo
Today · 4.125%
HK$73,643
baseline
▲ 0.50% · 4.625%
HK$77,525
+HK$3,882/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,286/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,270
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,550
−HK$2,315/mo
Today · 4.125%
HK$77,865
baseline
▲ 0.50% · 4.625%
HK$82,603
+HK$4,738/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,730/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,513
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,699
−HK$2,218/mo
Today · 4.125%
HK$85,917
baseline
▲ 0.50% · 4.625%
HK$90,445
+HK$4,528/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,834/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,205
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,135
−HK$2,977/mo
Today · 4.125%
HK$100,112
baseline
▲ 0.50% · 4.625%
HK$106,204
+HK$6,092/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,224/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,802
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,613
−HK$2,851/mo
Today · 4.125%
HK$110,464
baseline
▲ 0.50% · 4.625%
HK$116,287
+HK$5,823/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,928/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,453 · Scale 2, in force from 26 Feb 2026)