LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,338
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,966
−HK$1,654/mo
Today · 4.125%
HK$55,620
baseline
▲ 0.50% · 4.625%
HK$59,005
+HK$3,385/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,240/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,226
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,787
−HK$1,584/mo
Today · 4.125%
HK$61,371
baseline
▲ 0.50% · 4.625%
HK$64,606
+HK$3,235/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,742/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,806
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,759
−HK$1,985/mo
Today · 4.125%
HK$66,744
baseline
▲ 0.50% · 4.625%
HK$70,805
+HK$4,061/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,488/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,871
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,745
−HK$1,901/mo
Today · 4.125%
HK$73,646
baseline
▲ 0.50% · 4.625%
HK$77,528
+HK$3,882/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,292/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,273
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,553
−HK$2,315/mo
Today · 4.125%
HK$77,868
baseline
▲ 0.50% · 4.625%
HK$82,606
+HK$4,738/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,736/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,516
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,702
−HK$2,218/mo
Today · 4.125%
HK$85,920
baseline
▲ 0.50% · 4.625%
HK$90,449
+HK$4,529/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,840/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,209
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,139
−HK$2,977/mo
Today · 4.125%
HK$100,116
baseline
▲ 0.50% · 4.625%
HK$106,208
+HK$6,092/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,232/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,806
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,617
−HK$2,851/mo
Today · 4.125%
HK$110,468
baseline
▲ 0.50% · 4.625%
HK$116,291
+HK$5,823/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,936/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,491 · Scale 2, in force from 26 Feb 2026)