LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,339
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,967
−HK$1,654/mo
Today · 4.125%
HK$55,621
baseline
▲ 0.50% · 4.625%
HK$59,006
+HK$3,385/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,242/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,227
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,789
−HK$1,584/mo
Today · 4.125%
HK$61,373
baseline
▲ 0.50% · 4.625%
HK$64,608
+HK$3,235/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,746/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,807
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,761
−HK$1,985/mo
Today · 4.125%
HK$66,746
baseline
▲ 0.50% · 4.625%
HK$70,807
+HK$4,061/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,492/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,872
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,746
−HK$1,901/mo
Today · 4.125%
HK$73,647
baseline
▲ 0.50% · 4.625%
HK$77,529
+HK$3,882/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,294/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,275
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,554
−HK$2,316/mo
Today · 4.125%
HK$77,870
baseline
▲ 0.50% · 4.625%
HK$82,608
+HK$4,738/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,740/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,518
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,704
−HK$2,218/mo
Today · 4.125%
HK$85,922
baseline
▲ 0.50% · 4.625%
HK$90,451
+HK$4,529/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,844/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,211
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,141
−HK$2,977/mo
Today · 4.125%
HK$100,118
baseline
▲ 0.50% · 4.625%
HK$106,210
+HK$6,092/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,236/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,808
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$107,619
−HK$2,852/mo
Today · 4.125%
HK$110,471
baseline
▲ 0.50% · 4.625%
HK$116,294
+HK$5,823/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,942/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,513 · Scale 2, in force from 26 Feb 2026)