LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,340
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,968
−HK$1,654/mo
Today · 4.125%
HK$55,622
baseline
▲ 0.50% · 4.625%
HK$59,006
+HK$3,384/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,244/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,228
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,789
−HK$1,584/mo
Today · 4.125%
HK$61,373
baseline
▲ 0.50% · 4.625%
HK$64,608
+HK$3,235/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,746/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,808
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,762
−HK$1,984/mo
Today · 4.125%
HK$66,746
baseline
▲ 0.50% · 4.625%
HK$70,808
+HK$4,062/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,492/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,873
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,747
−HK$1,901/mo
Today · 4.125%
HK$73,648
baseline
▲ 0.50% · 4.625%
HK$77,530
+HK$3,882/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,296/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,276
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,555
−HK$2,316/mo
Today · 4.125%
HK$77,871
baseline
▲ 0.50% · 4.625%
HK$82,609
+HK$4,738/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,742/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,519
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,705
−HK$2,218/mo
Today · 4.125%
HK$85,923
baseline
▲ 0.50% · 4.625%
HK$90,452
+HK$4,529/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,846/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,212
−HK$5,908/mo
▼ 0.25% · 3.875%
HK$97,142
−HK$2,978/mo
Today · 4.125%
HK$100,120
baseline
▲ 0.50% · 4.625%
HK$106,212
+HK$6,092/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,240/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,810
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,621
−HK$2,851/mo
Today · 4.125%
HK$110,472
baseline
▲ 0.50% · 4.625%
HK$116,295
+HK$5,823/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,944/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,524 · Scale 2, in force from 26 Feb 2026)