LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,340
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,968
−HK$1,655/mo
Today · 4.125%
HK$55,623
baseline
▲ 0.50% · 4.625%
HK$59,007
+HK$3,384/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,246/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,228
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,790
−HK$1,584/mo
Today · 4.125%
HK$61,374
baseline
▲ 0.50% · 4.625%
HK$64,609
+HK$3,235/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,748/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,808
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,762
−HK$1,985/mo
Today · 4.125%
HK$66,747
baseline
▲ 0.50% · 4.625%
HK$70,809
+HK$4,062/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,494/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,874
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,748
−HK$1,901/mo
Today · 4.125%
HK$73,649
baseline
▲ 0.50% · 4.625%
HK$77,531
+HK$3,882/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,298/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,277
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,556
−HK$2,316/mo
Today · 4.125%
HK$77,872
baseline
▲ 0.50% · 4.625%
HK$82,610
+HK$4,738/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,744/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,519
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,706
−HK$2,218/mo
Today · 4.125%
HK$85,924
baseline
▲ 0.50% · 4.625%
HK$90,453
+HK$4,529/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,848/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,213
−HK$5,908/mo
▼ 0.25% · 3.875%
HK$97,143
−HK$2,978/mo
Today · 4.125%
HK$100,121
baseline
▲ 0.50% · 4.625%
HK$106,213
+HK$6,092/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,242/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,811
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,622
−HK$2,851/mo
Today · 4.125%
HK$110,473
baseline
▲ 0.50% · 4.625%
HK$116,297
+HK$5,824/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,946/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,534 · Scale 2, in force from 26 Feb 2026)