LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,343
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,971
−HK$1,654/mo
Today · 4.125%
HK$55,625
baseline
▲ 0.50% · 4.625%
HK$59,010
+HK$3,385/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,250/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,231
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,793
−HK$1,584/mo
Today · 4.125%
HK$61,377
baseline
▲ 0.50% · 4.625%
HK$64,612
+HK$3,235/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,754/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,812
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,765
−HK$1,985/mo
Today · 4.125%
HK$66,750
baseline
▲ 0.50% · 4.625%
HK$70,812
+HK$4,062/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,500/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,877
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,751
−HK$1,901/mo
Today · 4.125%
HK$73,652
baseline
▲ 0.50% · 4.625%
HK$77,535
+HK$3,883/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,304/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,280
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,560
−HK$2,315/mo
Today · 4.125%
HK$77,875
baseline
▲ 0.50% · 4.625%
HK$82,614
+HK$4,739/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,750/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,523
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,710
−HK$2,218/mo
Today · 4.125%
HK$85,928
baseline
▲ 0.50% · 4.625%
HK$90,457
+HK$4,529/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,856/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,217
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,148
−HK$2,978/mo
Today · 4.125%
HK$100,126
baseline
▲ 0.50% · 4.625%
HK$106,218
+HK$6,092/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,252/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,816
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$107,627
−HK$2,852/mo
Today · 4.125%
HK$110,479
baseline
▲ 0.50% · 4.625%
HK$116,302
+HK$5,823/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,958/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,581 · Scale 2, in force from 26 Feb 2026)