LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,345
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,973
−HK$1,654/mo
Today · 4.125%
HK$55,627
baseline
▲ 0.50% · 4.625%
HK$59,012
+HK$3,385/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,254/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,233
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,795
−HK$1,584/mo
Today · 4.125%
HK$61,379
baseline
▲ 0.50% · 4.625%
HK$64,614
+HK$3,235/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,758/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,813
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,767
−HK$1,985/mo
Today · 4.125%
HK$66,752
baseline
▲ 0.50% · 4.625%
HK$70,814
+HK$4,062/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,504/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,879
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,754
−HK$1,901/mo
Today · 4.125%
HK$73,655
baseline
▲ 0.50% · 4.625%
HK$77,537
+HK$3,882/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,310/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,282
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,562
−HK$2,316/mo
Today · 4.125%
HK$77,878
baseline
▲ 0.50% · 4.625%
HK$82,617
+HK$4,739/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,756/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,526
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,712
−HK$2,219/mo
Today · 4.125%
HK$85,931
baseline
▲ 0.50% · 4.625%
HK$90,460
+HK$4,529/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,862/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,220
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,151
−HK$2,978/mo
Today · 4.125%
HK$100,129
baseline
▲ 0.50% · 4.625%
HK$106,221
+HK$6,092/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,258/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,819
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$107,630
−HK$2,852/mo
Today · 4.125%
HK$110,482
baseline
▲ 0.50% · 4.625%
HK$116,306
+HK$5,824/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,964/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,612 · Scale 2, in force from 26 Feb 2026)