LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,347
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,975
−HK$1,655/mo
Today · 4.125%
HK$55,630
baseline
▲ 0.50% · 4.625%
HK$59,014
+HK$3,384/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,260/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,235
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,797
−HK$1,585/mo
Today · 4.125%
HK$61,382
baseline
▲ 0.50% · 4.625%
HK$64,617
+HK$3,235/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,764/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,816
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,770
−HK$1,985/mo
Today · 4.125%
HK$66,755
baseline
▲ 0.50% · 4.625%
HK$70,817
+HK$4,062/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,510/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,882
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,757
−HK$1,901/mo
Today · 4.125%
HK$73,658
baseline
▲ 0.50% · 4.625%
HK$77,541
+HK$3,883/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,316/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,286
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,565
−HK$2,316/mo
Today · 4.125%
HK$77,881
baseline
▲ 0.50% · 4.625%
HK$82,620
+HK$4,739/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,762/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,530
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,716
−HK$2,218/mo
Today · 4.125%
HK$85,934
baseline
▲ 0.50% · 4.625%
HK$90,464
+HK$4,530/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,868/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,224
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,155
−HK$2,978/mo
Today · 4.125%
HK$100,133
baseline
▲ 0.50% · 4.625%
HK$106,226
+HK$6,093/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,266/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,824
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$107,635
−HK$2,852/mo
Today · 4.125%
HK$110,487
baseline
▲ 0.50% · 4.625%
HK$116,311
+HK$5,824/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,974/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,656 · Scale 2, in force from 26 Feb 2026)