LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,348
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,976
−HK$1,655/mo
Today · 4.125%
HK$55,631
baseline
▲ 0.50% · 4.625%
HK$59,016
+HK$3,385/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,262/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,237
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,799
−HK$1,584/mo
Today · 4.125%
HK$61,383
baseline
▲ 0.50% · 4.625%
HK$64,619
+HK$3,236/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,766/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,818
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,772
−HK$1,985/mo
Today · 4.125%
HK$66,757
baseline
▲ 0.50% · 4.625%
HK$70,819
+HK$4,062/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,514/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,884
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,758
−HK$1,902/mo
Today · 4.125%
HK$73,660
baseline
▲ 0.50% · 4.625%
HK$77,542
+HK$3,882/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,320/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,287
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,567
−HK$2,316/mo
Today · 4.125%
HK$77,883
baseline
▲ 0.50% · 4.625%
HK$82,622
+HK$4,739/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,766/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,531
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,718
−HK$2,218/mo
Today · 4.125%
HK$85,936
baseline
▲ 0.50% · 4.625%
HK$90,466
+HK$4,530/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,872/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,226
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,157
−HK$2,978/mo
Today · 4.125%
HK$100,135
baseline
▲ 0.50% · 4.625%
HK$106,228
+HK$6,093/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,270/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,826
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$107,637
−HK$2,852/mo
Today · 4.125%
HK$110,489
baseline
▲ 0.50% · 4.625%
HK$116,313
+HK$5,824/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,978/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,676 · Scale 2, in force from 26 Feb 2026)