LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,351
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,979
−HK$1,655/mo
Today · 4.125%
HK$55,634
baseline
▲ 0.50% · 4.625%
HK$59,019
+HK$3,385/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,268/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,240
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,802
−HK$1,584/mo
Today · 4.125%
HK$61,386
baseline
▲ 0.50% · 4.625%
HK$64,622
+HK$3,236/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,772/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,821
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,775
−HK$1,985/mo
Today · 4.125%
HK$66,760
baseline
▲ 0.50% · 4.625%
HK$70,823
+HK$4,063/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,520/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,888
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,762
−HK$1,902/mo
Today · 4.125%
HK$73,664
baseline
▲ 0.50% · 4.625%
HK$77,547
+HK$3,883/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,328/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,291
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,571
−HK$2,316/mo
Today · 4.125%
HK$77,887
baseline
▲ 0.50% · 4.625%
HK$82,626
+HK$4,739/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,774/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,536
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,722
−HK$2,219/mo
Today · 4.125%
HK$85,941
baseline
▲ 0.50% · 4.625%
HK$90,471
+HK$4,530/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,882/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,232
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,163
−HK$2,978/mo
Today · 4.125%
HK$100,141
baseline
▲ 0.50% · 4.625%
HK$106,234
+HK$6,093/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,282/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,832
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$107,643
−HK$2,852/mo
Today · 4.125%
HK$110,495
baseline
▲ 0.50% · 4.625%
HK$116,320
+HK$5,825/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,990/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,729 · Scale 2, in force from 26 Feb 2026)