LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,352
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,981
−HK$1,654/mo
Today · 4.125%
HK$55,635
baseline
▲ 0.50% · 4.625%
HK$59,021
+HK$3,386/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,270/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,241
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,803
−HK$1,585/mo
Today · 4.125%
HK$61,388
baseline
▲ 0.50% · 4.625%
HK$64,624
+HK$3,236/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,776/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,823
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,777
−HK$1,985/mo
Today · 4.125%
HK$66,762
baseline
▲ 0.50% · 4.625%
HK$70,825
+HK$4,063/mo
Deposit HK$9.18M · loan HK$13.78M · min. income ≈ HK$133,524/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,890
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,764
−HK$1,902/mo
Today · 4.125%
HK$73,666
baseline
▲ 0.50% · 4.625%
HK$77,549
+HK$3,883/mo
Deposit HK$9.18M · loan HK$13.78M · min. income ≈ HK$147,332/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,293
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,573
−HK$2,316/mo
Today · 4.125%
HK$77,889
baseline
▲ 0.50% · 4.625%
HK$82,629
+HK$4,740/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,778/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,538
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,725
−HK$2,218/mo
Today · 4.125%
HK$85,943
baseline
▲ 0.50% · 4.625%
HK$90,473
+HK$4,530/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,886/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,234
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,165
−HK$2,979/mo
Today · 4.125%
HK$100,144
baseline
▲ 0.50% · 4.625%
HK$106,237
+HK$6,093/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,288/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,835
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$107,646
−HK$2,853/mo
Today · 4.125%
HK$110,499
baseline
▲ 0.50% · 4.625%
HK$116,323
+HK$5,824/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,998/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,757 · Scale 2, in force from 26 Feb 2026)