LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,354
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,983
−HK$1,655/mo
Today · 4.125%
HK$55,638
baseline
▲ 0.50% · 4.625%
HK$59,023
+HK$3,385/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,276/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,244
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,806
−HK$1,585/mo
Today · 4.125%
HK$61,391
baseline
▲ 0.50% · 4.625%
HK$64,627
+HK$3,236/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,782/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,825
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,780
−HK$1,985/mo
Today · 4.125%
HK$66,765
baseline
▲ 0.50% · 4.625%
HK$70,828
+HK$4,063/mo
Deposit HK$9.18M · loan HK$13.78M · min. income ≈ HK$133,530/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,893
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,767
−HK$1,902/mo
Today · 4.125%
HK$73,669
baseline
▲ 0.50% · 4.625%
HK$77,552
+HK$3,883/mo
Deposit HK$9.18M · loan HK$13.78M · min. income ≈ HK$147,338/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,296
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,576
−HK$2,317/mo
Today · 4.125%
HK$77,893
baseline
▲ 0.50% · 4.625%
HK$82,632
+HK$4,739/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,786/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,541
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,728
−HK$2,219/mo
Today · 4.125%
HK$85,947
baseline
▲ 0.50% · 4.625%
HK$90,477
+HK$4,530/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,894/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,238
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,169
−HK$2,979/mo
Today · 4.125%
HK$100,148
baseline
▲ 0.50% · 4.625%
HK$106,241
+HK$6,093/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,296/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,839
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$107,651
−HK$2,852/mo
Today · 4.125%
HK$110,503
baseline
▲ 0.50% · 4.625%
HK$116,328
+HK$5,825/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$221,006/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,797 · Scale 2, in force from 26 Feb 2026)