LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,356
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,984
−HK$1,655/mo
Today · 4.125%
HK$55,639
baseline
▲ 0.50% · 4.625%
HK$59,024
+HK$3,385/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,278/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,245
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,807
−HK$1,585/mo
Today · 4.125%
HK$61,392
baseline
▲ 0.50% · 4.625%
HK$64,628
+HK$3,236/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,784/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,827
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,781
−HK$1,986/mo
Today · 4.125%
HK$66,767
baseline
▲ 0.50% · 4.625%
HK$70,829
+HK$4,062/mo
Deposit HK$9.18M · loan HK$13.78M · min. income ≈ HK$133,534/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,894
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,769
−HK$1,901/mo
Today · 4.125%
HK$73,670
baseline
▲ 0.50% · 4.625%
HK$77,554
+HK$3,884/mo
Deposit HK$9.18M · loan HK$13.78M · min. income ≈ HK$147,340/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,298
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,578
−HK$2,316/mo
Today · 4.125%
HK$77,894
baseline
▲ 0.50% · 4.625%
HK$82,634
+HK$4,740/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,788/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,543
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,730
−HK$2,219/mo
Today · 4.125%
HK$85,949
baseline
▲ 0.50% · 4.625%
HK$90,479
+HK$4,530/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,898/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,240
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,172
−HK$2,978/mo
Today · 4.125%
HK$100,150
baseline
▲ 0.50% · 4.625%
HK$106,244
+HK$6,094/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,300/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,841
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$107,653
−HK$2,853/mo
Today · 4.125%
HK$110,506
baseline
▲ 0.50% · 4.625%
HK$116,331
+HK$5,825/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$221,012/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,820 · Scale 2, in force from 26 Feb 2026)