LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,357
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,986
−HK$1,654/mo
Today · 4.125%
HK$55,640
baseline
▲ 0.50% · 4.625%
HK$59,026
+HK$3,386/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,280/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,247
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,809
−HK$1,585/mo
Today · 4.125%
HK$61,394
baseline
▲ 0.50% · 4.625%
HK$64,630
+HK$3,236/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,788/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,828
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,783
−HK$1,985/mo
Today · 4.125%
HK$66,768
baseline
▲ 0.50% · 4.625%
HK$70,831
+HK$4,063/mo
Deposit HK$9.18M · loan HK$13.78M · min. income ≈ HK$133,536/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,896
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,771
−HK$1,901/mo
Today · 4.125%
HK$73,672
baseline
▲ 0.50% · 4.625%
HK$77,556
+HK$3,884/mo
Deposit HK$9.18M · loan HK$13.78M · min. income ≈ HK$147,344/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,300
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,580
−HK$2,316/mo
Today · 4.125%
HK$77,896
baseline
▲ 0.50% · 4.625%
HK$82,636
+HK$4,740/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,792/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,545
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,732
−HK$2,219/mo
Today · 4.125%
HK$85,951
baseline
▲ 0.50% · 4.625%
HK$90,482
+HK$4,531/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,902/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,243
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,174
−HK$2,979/mo
Today · 4.125%
HK$100,153
baseline
▲ 0.50% · 4.625%
HK$106,247
+HK$6,094/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,306/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,844
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$107,656
−HK$2,852/mo
Today · 4.125%
HK$110,508
baseline
▲ 0.50% · 4.625%
HK$116,334
+HK$5,826/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$221,016/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,845 · Scale 2, in force from 26 Feb 2026)