LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,358
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,987
−HK$1,654/mo
Today · 4.125%
HK$55,641
baseline
▲ 0.50% · 4.625%
HK$59,027
+HK$3,386/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,282/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,248
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,810
−HK$1,585/mo
Today · 4.125%
HK$61,395
baseline
▲ 0.50% · 4.625%
HK$64,631
+HK$3,236/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,790/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,830
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,784
−HK$1,986/mo
Today · 4.125%
HK$66,770
baseline
▲ 0.50% · 4.625%
HK$70,832
+HK$4,062/mo
Deposit HK$9.18M · loan HK$13.78M · min. income ≈ HK$133,540/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,897
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,772
−HK$1,902/mo
Today · 4.125%
HK$73,674
baseline
▲ 0.50% · 4.625%
HK$77,557
+HK$3,883/mo
Deposit HK$9.18M · loan HK$13.78M · min. income ≈ HK$147,348/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,301
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,581
−HK$2,317/mo
Today · 4.125%
HK$77,898
baseline
▲ 0.50% · 4.625%
HK$82,638
+HK$4,740/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,796/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,547
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,734
−HK$2,219/mo
Today · 4.125%
HK$85,953
baseline
▲ 0.50% · 4.625%
HK$90,483
+HK$4,530/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,906/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,245
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,176
−HK$2,979/mo
Today · 4.125%
HK$100,155
baseline
▲ 0.50% · 4.625%
HK$106,249
+HK$6,094/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,310/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,846
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$107,658
−HK$2,853/mo
Today · 4.125%
HK$110,511
baseline
▲ 0.50% · 4.625%
HK$116,336
+HK$5,825/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,022/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,864 · Scale 2, in force from 26 Feb 2026)