LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,360
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,989
−HK$1,655/mo
Today · 4.125%
HK$55,644
baseline
▲ 0.50% · 4.625%
HK$59,029
+HK$3,385/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,288/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,250
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,812
−HK$1,585/mo
Today · 4.125%
HK$61,397
baseline
▲ 0.50% · 4.625%
HK$64,633
+HK$3,236/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,794/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,832
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,787
−HK$1,985/mo
Today · 4.125%
HK$66,772
baseline
▲ 0.50% · 4.625%
HK$70,835
+HK$4,063/mo
Deposit HK$9.18M · loan HK$13.78M · min. income ≈ HK$133,544/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,900
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,775
−HK$1,902/mo
Today · 4.125%
HK$73,677
baseline
▲ 0.50% · 4.625%
HK$77,560
+HK$3,883/mo
Deposit HK$9.18M · loan HK$13.78M · min. income ≈ HK$147,354/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,304
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,584
−HK$2,317/mo
Today · 4.125%
HK$77,901
baseline
▲ 0.50% · 4.625%
HK$82,641
+HK$4,740/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,802/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,550
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,737
−HK$2,219/mo
Today · 4.125%
HK$85,956
baseline
▲ 0.50% · 4.625%
HK$90,487
+HK$4,531/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,912/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,248
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,180
−HK$2,978/mo
Today · 4.125%
HK$100,158
baseline
▲ 0.50% · 4.625%
HK$106,253
+HK$6,095/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,316/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,850
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$107,662
−HK$2,853/mo
Today · 4.125%
HK$110,515
baseline
▲ 0.50% · 4.625%
HK$116,340
+HK$5,825/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,030/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,901 · Scale 2, in force from 26 Feb 2026)