LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,361
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,990
−HK$1,655/mo
Today · 4.125%
HK$55,645
baseline
▲ 0.50% · 4.625%
HK$59,030
+HK$3,385/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,290/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,251
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,813
−HK$1,585/mo
Today · 4.125%
HK$61,398
baseline
▲ 0.50% · 4.625%
HK$64,635
+HK$3,237/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,796/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,833
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,788
−HK$1,985/mo
Today · 4.125%
HK$66,773
baseline
▲ 0.50% · 4.625%
HK$70,836
+HK$4,063/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,546/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,901
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,776
−HK$1,902/mo
Today · 4.125%
HK$73,678
baseline
▲ 0.50% · 4.625%
HK$77,562
+HK$3,884/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,356/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,305
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,586
−HK$2,316/mo
Today · 4.125%
HK$77,902
baseline
▲ 0.50% · 4.625%
HK$82,643
+HK$4,741/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,804/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,552
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,739
−HK$2,219/mo
Today · 4.125%
HK$85,958
baseline
▲ 0.50% · 4.625%
HK$90,489
+HK$4,531/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,916/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,250
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,182
−HK$2,978/mo
Today · 4.125%
HK$100,160
baseline
▲ 0.50% · 4.625%
HK$106,255
+HK$6,095/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,320/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,852
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$107,664
−HK$2,853/mo
Today · 4.125%
HK$110,517
baseline
▲ 0.50% · 4.625%
HK$116,342
+HK$5,825/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,034/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,919 · Scale 2, in force from 26 Feb 2026)