LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,362
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,991
−HK$1,654/mo
Today · 4.125%
HK$55,645
baseline
▲ 0.50% · 4.625%
HK$59,031
+HK$3,386/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,290/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,252
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,814
−HK$1,585/mo
Today · 4.125%
HK$61,399
baseline
▲ 0.50% · 4.625%
HK$64,636
+HK$3,237/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,798/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$975,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,834
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,789
−HK$1,986/mo
Today · 4.125%
HK$66,775
baseline
▲ 0.50% · 4.625%
HK$70,838
+HK$4,063/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,550/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,902
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,777
−HK$1,902/mo
Today · 4.125%
HK$73,679
baseline
▲ 0.50% · 4.625%
HK$77,563
+HK$3,884/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,358/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,307
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,587
−HK$2,317/mo
Today · 4.125%
HK$77,904
baseline
▲ 0.50% · 4.625%
HK$82,644
+HK$4,740/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,808/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,553
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,740
−HK$2,219/mo
Today · 4.125%
HK$85,959
baseline
▲ 0.50% · 4.625%
HK$90,490
+HK$4,531/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,918/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,251
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,183
−HK$2,979/mo
Today · 4.125%
HK$100,162
baseline
▲ 0.50% · 4.625%
HK$106,256
+HK$6,094/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,324/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,854
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$107,666
−HK$2,853/mo
Today · 4.125%
HK$110,519
baseline
▲ 0.50% · 4.625%
HK$116,344
+HK$5,825/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,038/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,935 · Scale 2, in force from 26 Feb 2026)