LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,366
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,995
−HK$1,655/mo
Today · 4.125%
HK$55,650
baseline
▲ 0.50% · 4.625%
HK$59,036
+HK$3,386/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,300/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,257
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,820
−HK$1,585/mo
Today · 4.125%
HK$61,405
baseline
▲ 0.50% · 4.625%
HK$64,641
+HK$3,236/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,810/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,840
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,794
−HK$1,986/mo
Today · 4.125%
HK$66,780
baseline
▲ 0.50% · 4.625%
HK$70,844
+HK$4,064/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,560/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,908
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,783
−HK$1,902/mo
Today · 4.125%
HK$73,685
baseline
▲ 0.50% · 4.625%
HK$77,569
+HK$3,884/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,370/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,313
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,593
−HK$2,317/mo
Today · 4.125%
HK$77,910
baseline
▲ 0.50% · 4.625%
HK$82,651
+HK$4,741/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,820/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,560
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,747
−HK$2,219/mo
Today · 4.125%
HK$85,966
baseline
▲ 0.50% · 4.625%
HK$90,498
+HK$4,532/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,932/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,260
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,192
−HK$2,978/mo
Today · 4.125%
HK$100,170
baseline
▲ 0.50% · 4.625%
HK$106,266
+HK$6,096/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,340/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,863
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$107,675
−HK$2,853/mo
Today · 4.125%
HK$110,528
baseline
▲ 0.50% · 4.625%
HK$116,354
+HK$5,826/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,056/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,019 · Scale 2, in force from 26 Feb 2026)