LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,368
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,997
−HK$1,655/mo
Today · 4.125%
HK$55,652
baseline
▲ 0.50% · 4.625%
HK$59,038
+HK$3,386/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,304/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,258
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,821
−HK$1,585/mo
Today · 4.125%
HK$61,406
baseline
▲ 0.50% · 4.625%
HK$64,643
+HK$3,237/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,812/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,841
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,796
−HK$1,986/mo
Today · 4.125%
HK$66,782
baseline
▲ 0.50% · 4.625%
HK$70,845
+HK$4,063/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,564/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,910
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,785
−HK$1,902/mo
Today · 4.125%
HK$73,687
baseline
▲ 0.50% · 4.625%
HK$77,571
+HK$3,884/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,374/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,315
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,595
−HK$2,317/mo
Today · 4.125%
HK$77,912
baseline
▲ 0.50% · 4.625%
HK$82,653
+HK$4,741/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,824/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,562
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,749
−HK$2,219/mo
Today · 4.125%
HK$85,968
baseline
▲ 0.50% · 4.625%
HK$90,500
+HK$4,532/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,936/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,262
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,194
−HK$2,979/mo
Today · 4.125%
HK$100,173
baseline
▲ 0.50% · 4.625%
HK$106,268
+HK$6,095/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,346/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,865
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,678
−HK$2,853/mo
Today · 4.125%
HK$110,531
baseline
▲ 0.50% · 4.625%
HK$116,357
+HK$5,826/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,062/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,041 · Scale 2, in force from 26 Feb 2026)