LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,368
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,997
−HK$1,655/mo
Today · 4.125%
HK$55,652
baseline
▲ 0.50% · 4.625%
HK$59,039
+HK$3,387/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,304/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,259
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,822
−HK$1,585/mo
Today · 4.125%
HK$61,407
baseline
▲ 0.50% · 4.625%
HK$64,644
+HK$3,237/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,814/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,842
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,797
−HK$1,986/mo
Today · 4.125%
HK$66,783
baseline
▲ 0.50% · 4.625%
HK$70,846
+HK$4,063/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,566/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,911
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,786
−HK$1,902/mo
Today · 4.125%
HK$73,688
baseline
▲ 0.50% · 4.625%
HK$77,573
+HK$3,885/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,376/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,316
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,596
−HK$2,317/mo
Today · 4.125%
HK$77,913
baseline
▲ 0.50% · 4.625%
HK$82,654
+HK$4,741/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,826/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,563
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,751
−HK$2,219/mo
Today · 4.125%
HK$85,970
baseline
▲ 0.50% · 4.625%
HK$90,501
+HK$4,531/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,940/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,263
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,195
−HK$2,979/mo
Today · 4.125%
HK$100,174
baseline
▲ 0.50% · 4.625%
HK$106,270
+HK$6,096/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,348/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,867
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,679
−HK$2,854/mo
Today · 4.125%
HK$110,533
baseline
▲ 0.50% · 4.625%
HK$116,359
+HK$5,826/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,066/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,057 · Scale 2, in force from 26 Feb 2026)