LTV · monthly repayment
▼ 0.50% · 3.625%
HK$523,685
−HK$32,839/mo
▼ 0.25% · 3.875%
HK$539,974
−HK$16,550/mo
Today · 4.125%
HK$556,524
baseline
▲ 0.50% · 4.625%
HK$590,388
+HK$33,864/mo
Deposit HK$114.83M · loan HK$114.83M · min. income ≈ HK$1,113,048/mo (50% DSR)
Upfront cash ≈ HK$129.76M (deposit + AVD stamp duty HK$14,927,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$582,594
−HK$31,476/mo
▼ 0.25% · 3.875%
HK$598,219
−HK$15,851/mo
Today · 4.125%
HK$614,070
baseline
▲ 0.50% · 4.625%
HK$646,438
+HK$32,368/mo
Deposit HK$114.83M · loan HK$114.83M · min. income ≈ HK$1,228,140/mo (50% DSR)
Upfront cash ≈ HK$129.76M (deposit + AVD stamp duty HK$14,927,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$628,422
−HK$39,407/mo
▼ 0.25% · 3.875%
HK$647,969
−HK$19,860/mo
Today · 4.125%
HK$667,829
baseline
▲ 0.50% · 4.625%
HK$708,465
+HK$40,636/mo
Deposit HK$91.86M · loan HK$137.80M · min. income ≈ HK$1,335,658/mo (50% DSR)
Upfront cash ≈ HK$106.79M (deposit + AVD stamp duty HK$14,927,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$699,113
−HK$37,771/mo
▼ 0.25% · 3.875%
HK$717,863
−HK$19,021/mo
Today · 4.125%
HK$736,884
baseline
▲ 0.50% · 4.625%
HK$775,726
+HK$38,842/mo
Deposit HK$91.86M · loan HK$137.80M · min. income ≈ HK$1,473,768/mo (50% DSR)
Upfront cash ≈ HK$106.79M (deposit + AVD stamp duty HK$14,927,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$733,159
−HK$45,975/mo
▼ 0.25% · 3.875%
HK$755,964
−HK$23,170/mo
Today · 4.125%
HK$779,134
baseline
▲ 0.50% · 4.625%
HK$826,543
+HK$47,409/mo
Deposit HK$68.90M · loan HK$160.76M · min. income ≈ HK$1,558,268/mo (50% DSR)
Upfront cash ≈ HK$83.83M (deposit + AVD stamp duty HK$14,927,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$815,632
−HK$44,066/mo
▼ 0.25% · 3.875%
HK$837,506
−HK$22,192/mo
Today · 4.125%
HK$859,698
baseline
▲ 0.50% · 4.625%
HK$905,013
+HK$45,315/mo
Deposit HK$68.90M · loan HK$160.76M · min. income ≈ HK$1,719,396/mo (50% DSR)
Upfront cash ≈ HK$83.83M (deposit + AVD stamp duty HK$14,927,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$942,632
−HK$59,112/mo
▼ 0.25% · 3.875%
HK$971,954
−HK$29,790/mo
Today · 4.125%
HK$1,001,744
baseline
▲ 0.50% · 4.625%
HK$1,062,698
+HK$60,954/mo
Deposit HK$22.97M · loan HK$206.69M · min. income ≈ HK$2,003,488/mo (50% DSR)
Upfront cash ≈ HK$37.89M (deposit + AVD stamp duty HK$14,927,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,048,669
−HK$56,656/mo
▼ 0.25% · 3.875%
HK$1,076,794
−HK$28,531/mo
Today · 4.125%
HK$1,105,325
baseline
▲ 0.50% · 4.625%
HK$1,163,589
+HK$58,264/mo
Deposit HK$22.97M · loan HK$206.69M · min. income ≈ HK$2,210,650/mo (50% DSR)
Upfront cash ≈ HK$37.89M (deposit + AVD stamp duty HK$14,927,929 · Scale 2, in force from 26 Feb 2026)