LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,370
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,999
−HK$1,655/mo
Today · 4.125%
HK$55,654
baseline
▲ 0.50% · 4.625%
HK$59,041
+HK$3,387/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,308/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,261
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,824
−HK$1,585/mo
Today · 4.125%
HK$61,409
baseline
▲ 0.50% · 4.625%
HK$64,646
+HK$3,237/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,818/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,844
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,799
−HK$1,986/mo
Today · 4.125%
HK$66,785
baseline
▲ 0.50% · 4.625%
HK$70,849
+HK$4,064/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,570/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,914
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,789
−HK$1,902/mo
Today · 4.125%
HK$73,691
baseline
▲ 0.50% · 4.625%
HK$77,575
+HK$3,884/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,382/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,318
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,599
−HK$2,317/mo
Today · 4.125%
HK$77,916
baseline
▲ 0.50% · 4.625%
HK$82,657
+HK$4,741/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,832/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,566
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,753
−HK$2,220/mo
Today · 4.125%
HK$85,973
baseline
▲ 0.50% · 4.625%
HK$90,504
+HK$4,531/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,946/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,266
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,199
−HK$2,979/mo
Today · 4.125%
HK$100,178
baseline
▲ 0.50% · 4.625%
HK$106,273
+HK$6,095/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,356/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,870
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,683
−HK$2,853/mo
Today · 4.125%
HK$110,536
baseline
▲ 0.50% · 4.625%
HK$116,363
+HK$5,827/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,072/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,089 · Scale 2, in force from 26 Feb 2026)