LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,371
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,000
−HK$1,655/mo
Today · 4.125%
HK$55,655
baseline
▲ 0.50% · 4.625%
HK$59,041
+HK$3,386/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,310/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,262
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,824
−HK$1,586/mo
Today · 4.125%
HK$61,410
baseline
▲ 0.50% · 4.625%
HK$64,647
+HK$3,237/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,820/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,845
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,800
−HK$1,986/mo
Today · 4.125%
HK$66,786
baseline
▲ 0.50% · 4.625%
HK$70,850
+HK$4,064/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,572/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,914
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,789
−HK$1,903/mo
Today · 4.125%
HK$73,692
baseline
▲ 0.50% · 4.625%
HK$77,576
+HK$3,884/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,384/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,319
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,600
−HK$2,317/mo
Today · 4.125%
HK$77,917
baseline
▲ 0.50% · 4.625%
HK$82,658
+HK$4,741/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,834/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,567
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,754
−HK$2,220/mo
Today · 4.125%
HK$85,974
baseline
▲ 0.50% · 4.625%
HK$90,505
+HK$4,531/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,948/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,267
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,200
−HK$2,979/mo
Today · 4.125%
HK$100,179
baseline
▲ 0.50% · 4.625%
HK$106,274
+HK$6,095/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,358/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,871
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,684
−HK$2,853/mo
Today · 4.125%
HK$110,537
baseline
▲ 0.50% · 4.625%
HK$116,364
+HK$5,827/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,074/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,100 · Scale 2, in force from 26 Feb 2026)