LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,372
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,001
−HK$1,655/mo
Today · 4.125%
HK$55,656
baseline
▲ 0.50% · 4.625%
HK$59,043
+HK$3,387/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,312/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,264
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,826
−HK$1,585/mo
Today · 4.125%
HK$61,411
baseline
▲ 0.50% · 4.625%
HK$64,648
+HK$3,237/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,822/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,847
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,802
−HK$1,986/mo
Today · 4.125%
HK$66,788
baseline
▲ 0.50% · 4.625%
HK$70,852
+HK$4,064/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,576/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,916
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,791
−HK$1,903/mo
Today · 4.125%
HK$73,694
baseline
▲ 0.50% · 4.625%
HK$77,578
+HK$3,884/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,388/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,321
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,602
−HK$2,317/mo
Today · 4.125%
HK$77,919
baseline
▲ 0.50% · 4.625%
HK$82,660
+HK$4,741/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,838/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,569
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,757
−HK$2,219/mo
Today · 4.125%
HK$85,976
baseline
▲ 0.50% · 4.625%
HK$90,508
+HK$4,532/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,952/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,270
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,202
−HK$2,979/mo
Today · 4.125%
HK$100,181
baseline
▲ 0.50% · 4.625%
HK$106,277
+HK$6,096/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,362/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,874
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,687
−HK$2,853/mo
Today · 4.125%
HK$110,540
baseline
▲ 0.50% · 4.625%
HK$116,367
+HK$5,827/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,080/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,127 · Scale 2, in force from 26 Feb 2026)