LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,373
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,002
−HK$1,655/mo
Today · 4.125%
HK$55,657
baseline
▲ 0.50% · 4.625%
HK$59,044
+HK$3,387/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,314/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,265
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,827
−HK$1,585/mo
Today · 4.125%
HK$61,412
baseline
▲ 0.50% · 4.625%
HK$64,650
+HK$3,238/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,824/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,848
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,803
−HK$1,986/mo
Today · 4.125%
HK$66,789
baseline
▲ 0.50% · 4.625%
HK$70,853
+HK$4,064/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,578/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,918
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,793
−HK$1,902/mo
Today · 4.125%
HK$73,695
baseline
▲ 0.50% · 4.625%
HK$77,580
+HK$3,885/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,390/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,322
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,603
−HK$2,317/mo
Today · 4.125%
HK$77,920
baseline
▲ 0.50% · 4.625%
HK$82,662
+HK$4,742/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,840/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,570
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,758
−HK$2,219/mo
Today · 4.125%
HK$85,977
baseline
▲ 0.50% · 4.625%
HK$90,509
+HK$4,532/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,954/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,272
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,204
−HK$2,979/mo
Today · 4.125%
HK$100,183
baseline
▲ 0.50% · 4.625%
HK$106,279
+HK$6,096/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,366/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,876
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,689
−HK$2,853/mo
Today · 4.125%
HK$110,542
baseline
▲ 0.50% · 4.625%
HK$116,369
+HK$5,827/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,084/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,145 · Scale 2, in force from 26 Feb 2026)