LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,375
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,004
−HK$1,655/mo
Today · 4.125%
HK$55,659
baseline
▲ 0.50% · 4.625%
HK$59,046
+HK$3,387/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,318/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,267
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,829
−HK$1,586/mo
Today · 4.125%
HK$61,415
baseline
▲ 0.50% · 4.625%
HK$64,652
+HK$3,237/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,830/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,850
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,805
−HK$1,986/mo
Today · 4.125%
HK$66,791
baseline
▲ 0.50% · 4.625%
HK$70,855
+HK$4,064/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,582/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,920
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,795
−HK$1,902/mo
Today · 4.125%
HK$73,697
baseline
▲ 0.50% · 4.625%
HK$77,582
+HK$3,885/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,394/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,325
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,606
−HK$2,317/mo
Today · 4.125%
HK$77,923
baseline
▲ 0.50% · 4.625%
HK$82,664
+HK$4,741/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,846/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,573
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,761
−HK$2,219/mo
Today · 4.125%
HK$85,980
baseline
▲ 0.50% · 4.625%
HK$90,513
+HK$4,533/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,960/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,275
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,207
−HK$2,980/mo
Today · 4.125%
HK$100,187
baseline
▲ 0.50% · 4.625%
HK$106,283
+HK$6,096/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,374/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,880
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,693
−HK$2,853/mo
Today · 4.125%
HK$110,546
baseline
▲ 0.50% · 4.625%
HK$116,373
+HK$5,827/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,092/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,178 · Scale 2, in force from 26 Feb 2026)