LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,376
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,005
−HK$1,655/mo
Today · 4.125%
HK$55,660
baseline
▲ 0.50% · 4.625%
HK$59,047
+HK$3,387/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,320/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,267
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,830
−HK$1,585/mo
Today · 4.125%
HK$61,415
baseline
▲ 0.50% · 4.625%
HK$64,653
+HK$3,238/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,830/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,851
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,806
−HK$1,986/mo
Today · 4.125%
HK$66,792
baseline
▲ 0.50% · 4.625%
HK$70,856
+HK$4,064/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,584/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,921
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,796
−HK$1,902/mo
Today · 4.125%
HK$73,698
baseline
▲ 0.50% · 4.625%
HK$77,583
+HK$3,885/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,396/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,326
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,607
−HK$2,317/mo
Today · 4.125%
HK$77,924
baseline
▲ 0.50% · 4.625%
HK$82,665
+HK$4,741/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,848/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,574
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,762
−HK$2,219/mo
Today · 4.125%
HK$85,981
baseline
▲ 0.50% · 4.625%
HK$90,514
+HK$4,533/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,962/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,276
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,209
−HK$2,979/mo
Today · 4.125%
HK$100,188
baseline
▲ 0.50% · 4.625%
HK$106,284
+HK$6,096/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,376/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,881
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,694
−HK$2,854/mo
Today · 4.125%
HK$110,548
baseline
▲ 0.50% · 4.625%
HK$116,375
+HK$5,827/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,096/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,190 · Scale 2, in force from 26 Feb 2026)