LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,376
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,005
−HK$1,656/mo
Today · 4.125%
HK$55,661
baseline
▲ 0.50% · 4.625%
HK$59,047
+HK$3,386/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,322/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,268
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,831
−HK$1,585/mo
Today · 4.125%
HK$61,416
baseline
▲ 0.50% · 4.625%
HK$64,653
+HK$3,237/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,832/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,851
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,806
−HK$1,987/mo
Today · 4.125%
HK$66,793
baseline
▲ 0.50% · 4.625%
HK$70,857
+HK$4,064/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,586/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,922
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,797
−HK$1,902/mo
Today · 4.125%
HK$73,699
baseline
▲ 0.50% · 4.625%
HK$77,584
+HK$3,885/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,398/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,327
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,607
−HK$2,318/mo
Today · 4.125%
HK$77,925
baseline
▲ 0.50% · 4.625%
HK$82,666
+HK$4,741/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,850/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,575
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,763
−HK$2,219/mo
Today · 4.125%
HK$85,982
baseline
▲ 0.50% · 4.625%
HK$90,515
+HK$4,533/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,964/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,277
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,210
−HK$2,979/mo
Today · 4.125%
HK$100,189
baseline
▲ 0.50% · 4.625%
HK$106,285
+HK$6,096/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,378/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,882
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,695
−HK$2,854/mo
Today · 4.125%
HK$110,549
baseline
▲ 0.50% · 4.625%
HK$116,376
+HK$5,827/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,098/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,200 · Scale 2, in force from 26 Feb 2026)