LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,381
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,010
−HK$1,655/mo
Today · 4.125%
HK$55,665
baseline
▲ 0.50% · 4.625%
HK$59,052
+HK$3,387/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,330/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,273
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,836
−HK$1,585/mo
Today · 4.125%
HK$61,421
baseline
▲ 0.50% · 4.625%
HK$64,659
+HK$3,238/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,842/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,857
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,812
−HK$1,986/mo
Today · 4.125%
HK$66,798
baseline
▲ 0.50% · 4.625%
HK$70,863
+HK$4,065/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,596/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,927
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,803
−HK$1,902/mo
Today · 4.125%
HK$73,705
baseline
▲ 0.50% · 4.625%
HK$77,591
+HK$3,886/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,410/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,333
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,614
−HK$2,317/mo
Today · 4.125%
HK$77,931
baseline
▲ 0.50% · 4.625%
HK$82,673
+HK$4,742/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,862/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,582
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$83,770
−HK$2,220/mo
Today · 4.125%
HK$85,990
baseline
▲ 0.50% · 4.625%
HK$90,522
+HK$4,532/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,980/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,285
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,218
−HK$2,980/mo
Today · 4.125%
HK$100,198
baseline
▲ 0.50% · 4.625%
HK$106,294
+HK$6,096/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,396/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,891
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,704
−HK$2,854/mo
Today · 4.125%
HK$110,558
baseline
▲ 0.50% · 4.625%
HK$116,386
+HK$5,828/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,116/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,283 · Scale 2, in force from 26 Feb 2026)