LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,381
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,011
−HK$1,655/mo
Today · 4.125%
HK$55,666
baseline
▲ 0.50% · 4.625%
HK$59,053
+HK$3,387/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,332/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,274
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,836
−HK$1,586/mo
Today · 4.125%
HK$61,422
baseline
▲ 0.50% · 4.625%
HK$64,660
+HK$3,238/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,844/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,857
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,813
−HK$1,986/mo
Today · 4.125%
HK$66,799
baseline
▲ 0.50% · 4.625%
HK$70,864
+HK$4,065/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,598/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,928
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,804
−HK$1,902/mo
Today · 4.125%
HK$73,706
baseline
▲ 0.50% · 4.625%
HK$77,591
+HK$3,885/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,412/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$976,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,334
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,615
−HK$2,317/mo
Today · 4.125%
HK$77,932
baseline
▲ 0.50% · 4.625%
HK$82,674
+HK$4,742/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,864/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,583
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$83,771
−HK$2,220/mo
Today · 4.125%
HK$85,991
baseline
▲ 0.50% · 4.625%
HK$90,523
+HK$4,532/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,982/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,286
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,219
−HK$2,980/mo
Today · 4.125%
HK$100,199
baseline
▲ 0.50% · 4.625%
HK$106,296
+HK$6,097/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,398/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,892
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,706
−HK$2,853/mo
Today · 4.125%
HK$110,559
baseline
▲ 0.50% · 4.625%
HK$116,387
+HK$5,828/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,118/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,295 · Scale 2, in force from 26 Feb 2026)