LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,382
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,011
−HK$1,656/mo
Today · 4.125%
HK$55,667
baseline
▲ 0.50% · 4.625%
HK$59,054
+HK$3,387/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,334/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,274
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,837
−HK$1,586/mo
Today · 4.125%
HK$61,423
baseline
▲ 0.50% · 4.625%
HK$64,660
+HK$3,237/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,846/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,858
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,813
−HK$1,987/mo
Today · 4.125%
HK$66,800
baseline
▲ 0.50% · 4.625%
HK$70,865
+HK$4,065/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,600/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,929
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,805
−HK$1,902/mo
Today · 4.125%
HK$73,707
baseline
▲ 0.50% · 4.625%
HK$77,592
+HK$3,885/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,414/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,335
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,616
−HK$2,317/mo
Today · 4.125%
HK$77,933
baseline
▲ 0.50% · 4.625%
HK$82,675
+HK$4,742/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,866/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,584
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$83,772
−HK$2,220/mo
Today · 4.125%
HK$85,992
baseline
▲ 0.50% · 4.625%
HK$90,524
+HK$4,532/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,984/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,287
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,220
−HK$2,980/mo
Today · 4.125%
HK$100,200
baseline
▲ 0.50% · 4.625%
HK$106,297
+HK$6,097/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$200,400/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,894
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,707
−HK$2,854/mo
Today · 4.125%
HK$110,561
baseline
▲ 0.50% · 4.625%
HK$116,389
+HK$5,828/mo
Deposit HK$2.30M · loan HK$20.67M · min. income ≈ HK$221,122/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,306 · Scale 2, in force from 26 Feb 2026)