LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,383
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,012
−HK$1,656/mo
Today · 4.125%
HK$55,668
baseline
▲ 0.50% · 4.625%
HK$59,055
+HK$3,387/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,336/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,275
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,838
−HK$1,586/mo
Today · 4.125%
HK$61,424
baseline
▲ 0.50% · 4.625%
HK$64,661
+HK$3,237/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,848/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,859
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,814
−HK$1,987/mo
Today · 4.125%
HK$66,801
baseline
▲ 0.50% · 4.625%
HK$70,866
+HK$4,065/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,602/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,930
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,806
−HK$1,902/mo
Today · 4.125%
HK$73,708
baseline
▲ 0.50% · 4.625%
HK$77,594
+HK$3,886/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,416/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,336
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$75,617
−HK$2,318/mo
Today · 4.125%
HK$77,935
baseline
▲ 0.50% · 4.625%
HK$82,677
+HK$4,742/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,870/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,585
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$83,773
−HK$2,220/mo
Today · 4.125%
HK$85,993
baseline
▲ 0.50% · 4.625%
HK$90,526
+HK$4,533/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$171,986/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,289
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,222
−HK$2,980/mo
Today · 4.125%
HK$100,202
baseline
▲ 0.50% · 4.625%
HK$106,299
+HK$6,097/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$200,404/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,895
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$107,709
−HK$2,854/mo
Today · 4.125%
HK$110,563
baseline
▲ 0.50% · 4.625%
HK$116,390
+HK$5,827/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$221,126/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,322 · Scale 2, in force from 26 Feb 2026)