LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,388
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,017
−HK$1,656/mo
Today · 4.125%
HK$55,673
baseline
▲ 0.50% · 4.625%
HK$59,061
+HK$3,388/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,346/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,281
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,844
−HK$1,586/mo
Today · 4.125%
HK$61,430
baseline
▲ 0.50% · 4.625%
HK$64,668
+HK$3,238/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,860/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$976,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,865
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,821
−HK$1,987/mo
Today · 4.125%
HK$66,808
baseline
▲ 0.50% · 4.625%
HK$70,873
+HK$4,065/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$133,616/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,937
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,813
−HK$1,903/mo
Today · 4.125%
HK$73,716
baseline
▲ 0.50% · 4.625%
HK$77,601
+HK$3,885/mo
Deposit HK$9.19M · loan HK$13.78M · min. income ≈ HK$147,432/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,343
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$75,624
−HK$2,318/mo
Today · 4.125%
HK$77,942
baseline
▲ 0.50% · 4.625%
HK$82,685
+HK$4,743/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,884/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,593
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,782
−HK$2,220/mo
Today · 4.125%
HK$86,002
baseline
▲ 0.50% · 4.625%
HK$90,535
+HK$4,533/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$172,004/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,298
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$97,231
−HK$2,981/mo
Today · 4.125%
HK$100,212
baseline
▲ 0.50% · 4.625%
HK$106,309
+HK$6,097/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$200,424/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,906
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$107,719
−HK$2,855/mo
Today · 4.125%
HK$110,574
baseline
▲ 0.50% · 4.625%
HK$116,402
+HK$5,828/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$221,148/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,419 · Scale 2, in force from 26 Feb 2026)