LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,396
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,026
−HK$1,656/mo
Today · 4.125%
HK$55,682
baseline
▲ 0.50% · 4.625%
HK$59,070
+HK$3,388/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,364/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,290
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,853
−HK$1,586/mo
Today · 4.125%
HK$61,439
baseline
▲ 0.50% · 4.625%
HK$64,678
+HK$3,239/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,878/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,875
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,831
−HK$1,987/mo
Today · 4.125%
HK$66,818
baseline
▲ 0.50% · 4.625%
HK$70,884
+HK$4,066/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,636/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,948
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,824
−HK$1,903/mo
Today · 4.125%
HK$73,727
baseline
▲ 0.50% · 4.625%
HK$77,613
+HK$3,886/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,454/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,354
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$75,636
−HK$2,318/mo
Today · 4.125%
HK$77,954
baseline
▲ 0.50% · 4.625%
HK$82,698
+HK$4,744/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$155,908/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,606
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,795
−HK$2,220/mo
Today · 4.125%
HK$86,015
baseline
▲ 0.50% · 4.625%
HK$90,549
+HK$4,534/mo
Deposit HK$6.89M · loan HK$16.08M · min. income ≈ HK$172,030/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,313
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$97,246
−HK$2,981/mo
Today · 4.125%
HK$100,227
baseline
▲ 0.50% · 4.625%
HK$106,326
+HK$6,099/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$200,454/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,922
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$107,736
−HK$2,855/mo
Today · 4.125%
HK$110,591
baseline
▲ 0.50% · 4.625%
HK$116,420
+HK$5,829/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$221,182/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,571 · Scale 2, in force from 26 Feb 2026)