LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,401
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,031
−HK$1,656/mo
Today · 4.125%
HK$55,687
baseline
▲ 0.50% · 4.625%
HK$59,075
+HK$3,388/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,374/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,295
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,859
−HK$1,586/mo
Today · 4.125%
HK$61,445
baseline
▲ 0.50% · 4.625%
HK$64,683
+HK$3,238/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,890/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,881
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,837
−HK$1,987/mo
Today · 4.125%
HK$66,824
baseline
▲ 0.50% · 4.625%
HK$70,890
+HK$4,066/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,648/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,954
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,830
−HK$1,904/mo
Today · 4.125%
HK$73,734
baseline
▲ 0.50% · 4.625%
HK$77,620
+HK$3,886/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,468/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,361
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$75,643
−HK$2,318/mo
Today · 4.125%
HK$77,961
baseline
▲ 0.50% · 4.625%
HK$82,705
+HK$4,744/mo
Deposit HK$6.89M · loan HK$16.09M · min. income ≈ HK$155,922/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,613
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,802
−HK$2,221/mo
Today · 4.125%
HK$86,023
baseline
▲ 0.50% · 4.625%
HK$90,557
+HK$4,534/mo
Deposit HK$6.89M · loan HK$16.09M · min. income ≈ HK$172,046/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,321
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$97,255
−HK$2,981/mo
Today · 4.125%
HK$100,236
baseline
▲ 0.50% · 4.625%
HK$106,335
+HK$6,099/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$200,472/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,931
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$107,745
−HK$2,855/mo
Today · 4.125%
HK$110,600
baseline
▲ 0.50% · 4.625%
HK$116,430
+HK$5,830/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$221,200/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,656 · Scale 2, in force from 26 Feb 2026)