LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,402
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,031
−HK$1,657/mo
Today · 4.125%
HK$55,688
baseline
▲ 0.50% · 4.625%
HK$59,076
+HK$3,388/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,376/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,296
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,860
−HK$1,586/mo
Today · 4.125%
HK$61,446
baseline
▲ 0.50% · 4.625%
HK$64,685
+HK$3,239/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,892/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,882
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,838
−HK$1,987/mo
Today · 4.125%
HK$66,825
baseline
▲ 0.50% · 4.625%
HK$70,891
+HK$4,066/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,650/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,955
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,832
−HK$1,903/mo
Today · 4.125%
HK$73,735
baseline
▲ 0.50% · 4.625%
HK$77,622
+HK$3,887/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,470/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,362
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,644
−HK$2,319/mo
Today · 4.125%
HK$77,963
baseline
▲ 0.50% · 4.625%
HK$82,706
+HK$4,743/mo
Deposit HK$6.89M · loan HK$16.09M · min. income ≈ HK$155,926/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,615
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,803
−HK$2,221/mo
Today · 4.125%
HK$86,024
baseline
▲ 0.50% · 4.625%
HK$90,558
+HK$4,534/mo
Deposit HK$6.89M · loan HK$16.09M · min. income ≈ HK$172,048/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,323
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$97,257
−HK$2,981/mo
Today · 4.125%
HK$100,238
baseline
▲ 0.50% · 4.625%
HK$106,337
+HK$6,099/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$200,476/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,933
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$107,747
−HK$2,855/mo
Today · 4.125%
HK$110,602
baseline
▲ 0.50% · 4.625%
HK$116,432
+HK$5,830/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$221,204/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,673 · Scale 2, in force from 26 Feb 2026)