LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,404
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,034
−HK$1,656/mo
Today · 4.125%
HK$55,690
baseline
▲ 0.50% · 4.625%
HK$59,078
+HK$3,388/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,380/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,298
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,862
−HK$1,586/mo
Today · 4.125%
HK$61,448
baseline
▲ 0.50% · 4.625%
HK$64,687
+HK$3,239/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,896/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,884
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,840
−HK$1,988/mo
Today · 4.125%
HK$66,828
baseline
▲ 0.50% · 4.625%
HK$70,894
+HK$4,066/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,656/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,958
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,834
−HK$1,904/mo
Today · 4.125%
HK$73,738
baseline
▲ 0.50% · 4.625%
HK$77,625
+HK$3,887/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,476/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,365
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,647
−HK$2,319/mo
Today · 4.125%
HK$77,966
baseline
▲ 0.50% · 4.625%
HK$82,710
+HK$4,744/mo
Deposit HK$6.89M · loan HK$16.09M · min. income ≈ HK$155,932/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,618
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,807
−HK$2,220/mo
Today · 4.125%
HK$86,027
baseline
▲ 0.50% · 4.625%
HK$90,562
+HK$4,535/mo
Deposit HK$6.89M · loan HK$16.09M · min. income ≈ HK$172,054/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,326
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,261
−HK$2,981/mo
Today · 4.125%
HK$100,242
baseline
▲ 0.50% · 4.625%
HK$106,341
+HK$6,099/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$200,484/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,937
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$107,752
−HK$2,855/mo
Today · 4.125%
HK$110,607
baseline
▲ 0.50% · 4.625%
HK$116,437
+HK$5,830/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$221,214/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,712 · Scale 2, in force from 26 Feb 2026)