LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,406
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,036
−HK$1,656/mo
Today · 4.125%
HK$55,692
baseline
▲ 0.50% · 4.625%
HK$59,081
+HK$3,389/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,384/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,301
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,864
−HK$1,586/mo
Today · 4.125%
HK$61,450
baseline
▲ 0.50% · 4.625%
HK$64,690
+HK$3,240/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,900/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,887
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,843
−HK$1,987/mo
Today · 4.125%
HK$66,830
baseline
▲ 0.50% · 4.625%
HK$70,897
+HK$4,067/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,660/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,961
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,837
−HK$1,904/mo
Today · 4.125%
HK$73,741
baseline
▲ 0.50% · 4.625%
HK$77,628
+HK$3,887/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,482/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,368
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,650
−HK$2,319/mo
Today · 4.125%
HK$77,969
baseline
▲ 0.50% · 4.625%
HK$82,713
+HK$4,744/mo
Deposit HK$6.89M · loan HK$16.09M · min. income ≈ HK$155,938/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,621
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,810
−HK$2,221/mo
Today · 4.125%
HK$86,031
baseline
▲ 0.50% · 4.625%
HK$90,565
+HK$4,534/mo
Deposit HK$6.89M · loan HK$16.09M · min. income ≈ HK$172,062/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,330
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$97,264
−HK$2,981/mo
Today · 4.125%
HK$100,245
baseline
▲ 0.50% · 4.625%
HK$106,345
+HK$6,100/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$200,490/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,941
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$107,756
−HK$2,855/mo
Today · 4.125%
HK$110,611
baseline
▲ 0.50% · 4.625%
HK$116,441
+HK$5,830/mo
Deposit HK$2.30M · loan HK$20.68M · min. income ≈ HK$221,222/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$976,749 · Scale 2, in force from 26 Feb 2026)