LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,409
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,039
−HK$1,657/mo
Today · 4.125%
HK$55,696
baseline
▲ 0.50% · 4.625%
HK$59,084
+HK$3,388/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,392/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,305
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,868
−HK$1,587/mo
Today · 4.125%
HK$61,455
baseline
▲ 0.50% · 4.625%
HK$64,694
+HK$3,239/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,910/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,891
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,847
−HK$1,988/mo
Today · 4.125%
HK$66,835
baseline
▲ 0.50% · 4.625%
HK$70,901
+HK$4,066/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,670/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,965
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,842
−HK$1,903/mo
Today · 4.125%
HK$73,745
baseline
▲ 0.50% · 4.625%
HK$77,633
+HK$3,888/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,490/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,373
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,655
−HK$2,319/mo
Today · 4.125%
HK$77,974
baseline
▲ 0.50% · 4.625%
HK$82,718
+HK$4,744/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,948/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,626
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,816
−HK$2,220/mo
Today · 4.125%
HK$86,036
baseline
▲ 0.50% · 4.625%
HK$90,571
+HK$4,535/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,072/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,336
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,271
−HK$2,981/mo
Today · 4.125%
HK$100,252
baseline
▲ 0.50% · 4.625%
HK$106,352
+HK$6,100/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,504/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,948
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$107,763
−HK$2,855/mo
Today · 4.125%
HK$110,618
baseline
▲ 0.50% · 4.625%
HK$116,449
+HK$5,831/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,236/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,813 · Scale 2, in force from 26 Feb 2026)