LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,410
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,040
−HK$1,656/mo
Today · 4.125%
HK$55,696
baseline
▲ 0.50% · 4.625%
HK$59,085
+HK$3,389/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,392/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,305
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,869
−HK$1,586/mo
Today · 4.125%
HK$61,455
baseline
▲ 0.50% · 4.625%
HK$64,695
+HK$3,240/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,910/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,892
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,848
−HK$1,988/mo
Today · 4.125%
HK$66,836
baseline
▲ 0.50% · 4.625%
HK$70,902
+HK$4,066/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,672/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,966
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,843
−HK$1,903/mo
Today · 4.125%
HK$73,746
baseline
▲ 0.50% · 4.625%
HK$77,634
+HK$3,888/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,492/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,374
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,656
−HK$2,319/mo
Today · 4.125%
HK$77,975
baseline
▲ 0.50% · 4.625%
HK$82,719
+HK$4,744/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,950/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,627
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,817
−HK$2,221/mo
Today · 4.125%
HK$86,038
baseline
▲ 0.50% · 4.625%
HK$90,573
+HK$4,535/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,076/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,338
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$97,272
−HK$2,981/mo
Today · 4.125%
HK$100,253
baseline
▲ 0.50% · 4.625%
HK$106,354
+HK$6,101/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,506/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,950
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$107,764
−HK$2,856/mo
Today · 4.125%
HK$110,620
baseline
▲ 0.50% · 4.625%
HK$116,451
+HK$5,831/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,240/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,827 · Scale 2, in force from 26 Feb 2026)