LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,412
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,042
−HK$1,657/mo
Today · 4.125%
HK$55,699
baseline
▲ 0.50% · 4.625%
HK$59,088
+HK$3,389/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,398/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,308
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,872
−HK$1,586/mo
Today · 4.125%
HK$61,458
baseline
▲ 0.50% · 4.625%
HK$64,697
+HK$3,239/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,916/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,894
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,851
−HK$1,987/mo
Today · 4.125%
HK$66,838
baseline
▲ 0.50% · 4.625%
HK$70,905
+HK$4,067/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,676/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,969
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,846
−HK$1,904/mo
Today · 4.125%
HK$73,750
baseline
▲ 0.50% · 4.625%
HK$77,637
+HK$3,887/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,500/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,377
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,659
−HK$2,319/mo
Today · 4.125%
HK$77,978
baseline
▲ 0.50% · 4.625%
HK$82,723
+HK$4,745/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,956/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,631
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,820
−HK$2,221/mo
Today · 4.125%
HK$86,041
baseline
▲ 0.50% · 4.625%
HK$90,576
+HK$4,535/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,082/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,341
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,276
−HK$2,981/mo
Today · 4.125%
HK$100,257
baseline
▲ 0.50% · 4.625%
HK$106,358
+HK$6,101/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,514/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,954
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$107,769
−HK$2,855/mo
Today · 4.125%
HK$110,624
baseline
▲ 0.50% · 4.625%
HK$116,455
+HK$5,831/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,248/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,867 · Scale 2, in force from 26 Feb 2026)