LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,412
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,043
−HK$1,656/mo
Today · 4.125%
HK$55,699
baseline
▲ 0.50% · 4.625%
HK$59,088
+HK$3,389/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,398/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,308
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,872
−HK$1,586/mo
Today · 4.125%
HK$61,458
baseline
▲ 0.50% · 4.625%
HK$64,698
+HK$3,240/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,916/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,895
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,851
−HK$1,988/mo
Today · 4.125%
HK$66,839
baseline
▲ 0.50% · 4.625%
HK$70,906
+HK$4,067/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,678/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,970
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,846
−HK$1,904/mo
Today · 4.125%
HK$73,750
baseline
▲ 0.50% · 4.625%
HK$77,638
+HK$3,888/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,500/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,377
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,660
−HK$2,319/mo
Today · 4.125%
HK$77,979
baseline
▲ 0.50% · 4.625%
HK$82,724
+HK$4,745/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,958/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,632
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,821
−HK$2,221/mo
Today · 4.125%
HK$86,042
baseline
▲ 0.50% · 4.625%
HK$90,577
+HK$4,535/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,084/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,342
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,277
−HK$2,981/mo
Today · 4.125%
HK$100,258
baseline
▲ 0.50% · 4.625%
HK$106,359
+HK$6,101/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,516/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,955
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$107,770
−HK$2,855/mo
Today · 4.125%
HK$110,625
baseline
▲ 0.50% · 4.625%
HK$116,457
+HK$5,832/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,250/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,876 · Scale 2, in force from 26 Feb 2026)