LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,413
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,044
−HK$1,656/mo
Today · 4.125%
HK$55,700
baseline
▲ 0.50% · 4.625%
HK$59,089
+HK$3,389/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,400/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,309
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,873
−HK$1,587/mo
Today · 4.125%
HK$61,460
baseline
▲ 0.50% · 4.625%
HK$64,699
+HK$3,239/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,920/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,896
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,852
−HK$1,988/mo
Today · 4.125%
HK$66,840
baseline
▲ 0.50% · 4.625%
HK$70,907
+HK$4,067/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,680/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,971
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,848
−HK$1,904/mo
Today · 4.125%
HK$73,752
baseline
▲ 0.50% · 4.625%
HK$77,639
+HK$3,887/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,504/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,379
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,661
−HK$2,319/mo
Today · 4.125%
HK$77,980
baseline
▲ 0.50% · 4.625%
HK$82,725
+HK$4,745/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,960/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,633
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,822
−HK$2,221/mo
Today · 4.125%
HK$86,043
baseline
▲ 0.50% · 4.625%
HK$90,579
+HK$4,536/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,086/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,344
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,279
−HK$2,981/mo
Today · 4.125%
HK$100,260
baseline
▲ 0.50% · 4.625%
HK$106,361
+HK$6,101/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,520/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,957
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$107,772
−HK$2,855/mo
Today · 4.125%
HK$110,627
baseline
▲ 0.50% · 4.625%
HK$116,459
+HK$5,832/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,254/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,894 · Scale 2, in force from 26 Feb 2026)