LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,415
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,046
−HK$1,656/mo
Today · 4.125%
HK$55,702
baseline
▲ 0.50% · 4.625%
HK$59,091
+HK$3,389/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,404/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,311
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,875
−HK$1,587/mo
Today · 4.125%
HK$61,462
baseline
▲ 0.50% · 4.625%
HK$64,701
+HK$3,239/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,924/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,898
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,855
−HK$1,987/mo
Today · 4.125%
HK$66,842
baseline
▲ 0.50% · 4.625%
HK$70,910
+HK$4,068/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,684/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,974
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,850
−HK$1,904/mo
Today · 4.125%
HK$73,754
baseline
▲ 0.50% · 4.625%
HK$77,642
+HK$3,888/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,508/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,381
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,664
−HK$2,319/mo
Today · 4.125%
HK$77,983
baseline
▲ 0.50% · 4.625%
HK$82,728
+HK$4,745/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,966/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,636
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,825
−HK$2,221/mo
Today · 4.125%
HK$86,046
baseline
▲ 0.50% · 4.625%
HK$90,582
+HK$4,536/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,092/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,347
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,282
−HK$2,982/mo
Today · 4.125%
HK$100,264
baseline
▲ 0.50% · 4.625%
HK$106,365
+HK$6,101/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,528/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,960
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,775
−HK$2,856/mo
Today · 4.125%
HK$110,631
baseline
▲ 0.50% · 4.625%
HK$116,463
+HK$5,832/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,262/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,928 · Scale 2, in force from 26 Feb 2026)