LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,416
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,046
−HK$1,657/mo
Today · 4.125%
HK$55,703
baseline
▲ 0.50% · 4.625%
HK$59,092
+HK$3,389/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,406/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,312
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,876
−HK$1,587/mo
Today · 4.125%
HK$61,463
baseline
▲ 0.50% · 4.625%
HK$64,702
+HK$3,239/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,926/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,899
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,856
−HK$1,987/mo
Today · 4.125%
HK$66,843
baseline
▲ 0.50% · 4.625%
HK$70,911
+HK$4,068/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,686/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,975
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,851
−HK$1,904/mo
Today · 4.125%
HK$73,755
baseline
▲ 0.50% · 4.625%
HK$77,643
+HK$3,888/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,510/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,382
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,665
−HK$2,319/mo
Today · 4.125%
HK$77,984
baseline
▲ 0.50% · 4.625%
HK$82,729
+HK$4,745/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,968/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,637
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,826
−HK$2,222/mo
Today · 4.125%
HK$86,048
baseline
▲ 0.50% · 4.625%
HK$90,583
+HK$4,535/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,096/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,349
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,283
−HK$2,982/mo
Today · 4.125%
HK$100,265
baseline
▲ 0.50% · 4.625%
HK$106,366
+HK$6,101/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,530/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,962
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,777
−HK$2,856/mo
Today · 4.125%
HK$110,633
baseline
▲ 0.50% · 4.625%
HK$116,464
+HK$5,831/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,266/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,941 · Scale 2, in force from 26 Feb 2026)