LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,416
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,047
−HK$1,656/mo
Today · 4.125%
HK$55,703
baseline
▲ 0.50% · 4.625%
HK$59,093
+HK$3,390/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,406/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,313
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,877
−HK$1,586/mo
Today · 4.125%
HK$61,463
baseline
▲ 0.50% · 4.625%
HK$64,703
+HK$3,240/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,926/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,900
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,856
−HK$1,988/mo
Today · 4.125%
HK$66,844
baseline
▲ 0.50% · 4.625%
HK$70,911
+HK$4,067/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,688/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,975
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,852
−HK$1,904/mo
Today · 4.125%
HK$73,756
baseline
▲ 0.50% · 4.625%
HK$77,643
+HK$3,887/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,512/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,383
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,665
−HK$2,320/mo
Today · 4.125%
HK$77,985
baseline
▲ 0.50% · 4.625%
HK$82,730
+HK$4,745/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,970/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,638
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,827
−HK$2,221/mo
Today · 4.125%
HK$86,048
baseline
▲ 0.50% · 4.625%
HK$90,584
+HK$4,536/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,096/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,349
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,284
−HK$2,982/mo
Today · 4.125%
HK$100,266
baseline
▲ 0.50% · 4.625%
HK$106,367
+HK$6,101/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,532/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,963
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,778
−HK$2,856/mo
Today · 4.125%
HK$110,634
baseline
▲ 0.50% · 4.625%
HK$116,465
+HK$5,831/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,268/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,950 · Scale 2, in force from 26 Feb 2026)