LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,417
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,047
−HK$1,657/mo
Today · 4.125%
HK$55,704
baseline
▲ 0.50% · 4.625%
HK$59,093
+HK$3,389/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,408/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,313
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,877
−HK$1,586/mo
Today · 4.125%
HK$61,463
baseline
▲ 0.50% · 4.625%
HK$64,703
+HK$3,240/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,926/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$976,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,900
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,857
−HK$1,987/mo
Today · 4.125%
HK$66,844
baseline
▲ 0.50% · 4.625%
HK$70,912
+HK$4,068/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$133,688/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,976
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,852
−HK$1,904/mo
Today · 4.125%
HK$73,756
baseline
▲ 0.50% · 4.625%
HK$77,644
+HK$3,888/mo
Deposit HK$9.19M · loan HK$13.79M · min. income ≈ HK$147,512/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$976,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,383
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,666
−HK$2,319/mo
Today · 4.125%
HK$77,985
baseline
▲ 0.50% · 4.625%
HK$82,730
+HK$4,745/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,970/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,638
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,828
−HK$2,221/mo
Today · 4.125%
HK$86,049
baseline
▲ 0.50% · 4.625%
HK$90,585
+HK$4,536/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,098/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$976,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,350
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,285
−HK$2,982/mo
Today · 4.125%
HK$100,267
baseline
▲ 0.50% · 4.625%
HK$106,368
+HK$6,101/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,534/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,963
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,779
−HK$2,855/mo
Today · 4.125%
HK$110,634
baseline
▲ 0.50% · 4.625%
HK$116,466
+HK$5,832/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,268/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$976,956 · Scale 2, in force from 26 Feb 2026)