LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,419
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,050
−HK$1,656/mo
Today · 4.125%
HK$55,706
baseline
▲ 0.50% · 4.625%
HK$59,096
+HK$3,390/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,412/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,316
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,880
−HK$1,586/mo
Today · 4.125%
HK$61,466
baseline
▲ 0.50% · 4.625%
HK$64,706
+HK$3,240/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,932/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,903
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$64,860
−HK$1,988/mo
Today · 4.125%
HK$66,848
baseline
▲ 0.50% · 4.625%
HK$70,915
+HK$4,067/mo
Deposit HK$9.20M · loan HK$13.79M · min. income ≈ HK$133,696/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,979
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,856
−HK$1,904/mo
Today · 4.125%
HK$73,760
baseline
▲ 0.50% · 4.625%
HK$77,648
+HK$3,888/mo
Deposit HK$9.20M · loan HK$13.79M · min. income ≈ HK$147,520/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,387
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,670
−HK$2,319/mo
Today · 4.125%
HK$77,989
baseline
▲ 0.50% · 4.625%
HK$82,734
+HK$4,745/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,978/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,642
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,832
−HK$2,221/mo
Today · 4.125%
HK$86,053
baseline
▲ 0.50% · 4.625%
HK$90,589
+HK$4,536/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,106/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,355
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,289
−HK$2,982/mo
Today · 4.125%
HK$100,271
baseline
▲ 0.50% · 4.625%
HK$106,373
+HK$6,102/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,542/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,968
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,784
−HK$2,856/mo
Today · 4.125%
HK$110,640
baseline
▲ 0.50% · 4.625%
HK$116,472
+HK$5,832/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,280/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,002 · Scale 2, in force from 26 Feb 2026)