LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,420
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,050
−HK$1,657/mo
Today · 4.125%
HK$55,707
baseline
▲ 0.50% · 4.625%
HK$59,096
+HK$3,389/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,414/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,316
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,880
−HK$1,587/mo
Today · 4.125%
HK$61,467
baseline
▲ 0.50% · 4.625%
HK$64,707
+HK$3,240/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,934/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,904
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,860
−HK$1,988/mo
Today · 4.125%
HK$66,848
baseline
▲ 0.50% · 4.625%
HK$70,916
+HK$4,068/mo
Deposit HK$9.20M · loan HK$13.79M · min. income ≈ HK$133,696/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,980
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,856
−HK$1,904/mo
Today · 4.125%
HK$73,760
baseline
▲ 0.50% · 4.625%
HK$77,648
+HK$3,888/mo
Deposit HK$9.20M · loan HK$13.79M · min. income ≈ HK$147,520/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,388
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,670
−HK$2,320/mo
Today · 4.125%
HK$77,990
baseline
▲ 0.50% · 4.625%
HK$82,735
+HK$4,745/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,980/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,643
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,832
−HK$2,222/mo
Today · 4.125%
HK$86,054
baseline
▲ 0.50% · 4.625%
HK$90,590
+HK$4,536/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,108/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,355
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,290
−HK$2,982/mo
Today · 4.125%
HK$100,272
baseline
▲ 0.50% · 4.625%
HK$106,374
+HK$6,102/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,544/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,969
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,785
−HK$2,856/mo
Today · 4.125%
HK$110,641
baseline
▲ 0.50% · 4.625%
HK$116,473
+HK$5,832/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,282/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,011 · Scale 2, in force from 26 Feb 2026)